Hello Osko

Have you seen Osko® in your online banking? 

You may have seen Osko at the end of your bank transfer, or in your transaction history.

It simply means your money has been sent or received fast, no matter the time or day.

Osko is available in over 85 Australian banks.

Look out for it the next time you send or receive money!

Why use Osko?


Osko sends bank transfers between participating banks and financial institutions in under a minute, 24/7 – yes, even on weekends!

Goodbye waiting. Hello Osko.


Osko payments are made within your online banking and backed by BPAY, so you know that it’s super safe.

Goodbye worries. Hello Osko.


Osko payments can be made to a BSB and Account Number, but have you heard of a simpler alternative known as a PayID? You can be paid or make payments to a registered mobile number, email address or ABN.

The best part of paying to a PayID is that you can confirm that you’re paying the right person or business before you hit send.

Goodbye headaches. Hello Osko.


When you send money, or receive it, it's good to know what it's for. If Osko is enabled on both sending and receiving accounts, you can use up to 280 characters to describe it. And you don't even have to stick with words either.

If you're a business, you can ask customers to include the important stuff such as an invoice number in the 'Reference' field, making it easy for you to keep track of the money coming your way!

How does your bank work with Osko?

To benefit from Osko you don't need to do a thing! Osko Payments is typically built into the ‘Pay Anyone’ section of participating banks, so there's a good chance Osko is already making your bank transfers fast!